Which Cars Cost More to Insure?

Sticker prices tell only part of the story about car costs. Here's help in figuring out how new cars are likely to compare in terms of insurance premiums.

What's it like to drive a Porsche with 530 horsepower and a manufacturer's suggested retail price of $194,000? Thrilling, no doubt -- not that most of us will ever know. On the bright side, most of us will never have to pay the insurance bills associated with such a car.

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The annual ranking of average car insurance premiums reveals that the Porsche 911 Carrera GT2 two-door coupe is the most expensive vehicle to insure among 2010 models. A 40-year-old man would pay a national average of $2,943.78 for car insurance annually, and that's assuming the driver had a good driving record.

• How risky is your ride?

On the other end of the scale is the Mazda Tribute I, a two-wheel-drive, four-door SUV, the least expensive 2010 vehicle to insure among all vehicles examined. Looking across other categories, the Dodge Caliber is the least expensive sedan or coupe to insure; the GMC Canyon WT (two-wheel drive, two doors, 2.9-liter engine) is the least expensive pickup to insure; and the Honda Odyssey LX (two-wheel drive, five doors) is the least expensive minivan to insure. (Check premiums for virtually any vehicle using the tool to the right.)