Independent Agent vs. Do it Yourself Insurance

Everyday you see it, get your auto quotes in 15 minutes online or over the phone; stating they can save up to $500 here, $350 there. My question to you is, at what cost are you saving? Well, you really won't know until you are in that accident or you have a homeowner claim. You call the insurer's claim number and they tell you that the coverage that you selected does not include this and that.

Now I'm not saying you can't research insurance on your own to determine the correct coverage, however with today's hectic pace, is it worth your peace of mind to gamble with financial health by not having the proper insurance coverage that can be the difference between losing your financial assets, including your home.

The best course to save money on your personal insurance for your home, auto, boat, motorcycle, etc. is to contact an independent insurance agent. An independent insurance agent can not only educate you, they provide you with the proper coverage and shop your insurance for you. An Independent agent represents multiple insurance companies and can provide multiple insurance proposals.

Be wary of the national insurers and their agents, they only represent one insurance company and can only provide rates from the company they represent.